Pay salaries and bonuses on time this December. Apply for funding

How it works.

Get approved for a business advance of R20,000 - R500,000

Apply online for free

Apply online within minutes. Let us know the funding you’re looking for and enter some standard personal and business information. Upload your recent bank statements or link your internet banking account and you’re done.

Or call us on 087 943 2381 and we can assist you in getting your application underway.
Your personal and business information is always safe and secure with us.

Receive your decision

Lulalend scoring technology evaluates the real-time performance of your business so that you get the best possible funding.

You will be provided with a decision in minutes - absolutely no obligation. Choose to access your credit now or later.

Get funded

We aim to have the funds in your bank account within 24 hours. Repay in standard installments over 6 or 12 months or choose to pay early and save.

Our costs are transparent and easy to understand so that you know exactly how much needs to be repaid. Start growing your business today!

Do you qualify?

Our minimum qualifications are less intensive than those of banks.
We're focused on getting you approved so your business can thrive.

Time in business
1 + years
annual revenue
R500,000 +
location
South Africa

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 1/6th or 1/12th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 3% - 10% of your advanced amount for the first 2 or 4 months (plan dependant) and 2% for each of the remaining months. You can pay early and save.

80000
6 months
Total repayment
0
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

Typical funding uses include:

  • • Purchasing Inventory
  • • Hiring Employees
  • • Launching Marketing Campaigns
  • • Purchasing Equipment
  • • Remodeling / Renovating
  • • Opening New Locations
  • • Managing Cash Flow
  • • Handling Unexpected Expenses
  • • Bridging Receivables Gaps