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Bridging finance

Bridging the gap in your cash flow

Bridging finance is a form of business finance used to cover immediate costs in the waiting time between receiving an expected cash flow boost. The balancing act between what’s coming in and going out can be like walking a tightrope. This can be especially true when you need to purchase expensive items sooner rather than later.

Bridging finance is especially useful if you are expanding your company or premises. In such cases, cash flow can help cover your costs in the short term for investments that you expect a return on in the near future.


The light at the end of the tunnel

The good news is, unlike the typically high-interest rates you’d find with this type of finance, Lulalend offers bridging finance that is unsecured, more affordable, and easily accessible within 24 hours. As if this news couldn’t get any better we also allow you to settle early without having to worry about penalty fees.

With Lulalend's quick and easy online application, you can access business funding of up to R1,5 million within 24 hours. Our application is completely paperless, requires no collateral, and you’ll have an answer in hours.

How to apply for Lulalend bridging finance

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R1,5 million line of credit | Choose 6 or 12-month terms | Apply in minutes

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

80000
6 months
Total repayment
0
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

There's a better way to fund your business

"We really appreciate the funding we received from Lulalend. We started our business 3 years ago with R5000 and are now seeing R19 million in sales per annum. Our first experience with Lulalend was so impressive we have used them several times again to assist us with cash flow as the business keeps expanding quicker than we can anticipate.Their application process with Lulalend is painless and simple which is why we keep coming back to them."

Testimonial image
Duncan Matthews
Director of The Cell Store

Why Lulalend?

  • Apply in minutes
  • Transparent, flexible terms
  • Access to finance in 24-hours
  • Customer-centric service
  • Unsecured financing
  • Trusted by local SMEs
  • No long queues or extensive paperwork
  • We say yes more often

Why Lulalend?

  • Apply in minutes
  • Transparent, flexible terms
  • Access to finance in 24-hours
  • Customer-centric service
  • Unsecured financing
  • Trusted by local SMEs
  • No long queues or extensive paperwork
  • We say yes more often