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Alternative Business Loans and Finance
At Lulalend, we’ve designed business loans just for SMEs like yours. You don’t need any physical collateral. You apply in minutes online and get funded in 24 hours. And with our credit facility, you can have instant access to a line of revolving credit, without needing to reapply. It’s the easiest way to access up to R2 million.
How do I qualify for an Unsecured Business Loan?
Banks have stringent minimum requirements to qualify for business loans. You’ll need physical collateral, significant amounts of minimum revenue, volumes of documents, and longer trading history. Show more
It’s why alternative funders like Lulalend are meeting the needs of business owners. With Lulalend, you don’t need any physical assets as collateral. Minimum requirements are designed for SMEs. If you’re trading for one year and have turnover of R1 million, you can apply for funding with Lulalend.
What is a good credit score to get a business loan?
Typically, between 640 to 700 is a good personal credit score. However, your personal credit score is different from your business credit score. If you’re applying for a business loan, your personal credit score is one of several data points lenders consider when they model your risk. Show more
At Lulalend we don’t rely too heavily on credit scores to assess your application. Because we use scoring technology that does a real-time assessment of your business, we can make an accurate judgement to get you the best funding deal. And with our credit facility, you can have instant access to a line of revolving credit, without needing to reapply. It’s why Lulalend offers the easiest way to access R2 million to grow your business.