Facebook Logo Icon

Quick, easy business finance

Business financing is a tool for growing businesses

Business financing can have huge payoffs for companies that know how to use it to their advantage. There is a misconception that applying for business finance is the same as admitting that a business has problems. This is completely untrue. Show more

Liquidity is essential for growth. Funds are necessary in order for a business to expand, upgrade premises, make new hires, invest in new stock or manage cash flow. Waiting on end-of-year profits to implement change means putting off growth.

Access to capital is how businesses move forward and is in no way a reflection on the health of your business. Successfully managing your business is about taking the reins and moving forward with your plans and goals. Business finance providers are there to help you achieve those goals.

There is no secret to running a successful business. As a business owner you need to work hard, plan carefully and find a financial provider that will help you drive your business forward on your own terms.

Show less

Lulalend is here to support your business

Business owners often turn to their bank when looking for business financing. But the application process is time-consuming, paper-intensive and drawn out because of strict regulations. It doesn’t have to be. Show more

At Lulalend, we want small businesses and SMEs to succeed. We use technology to look at businesses in a different way, and take into consideration your time and your real business health. This allows us to say yes more.

Our online application process is quicker and simpler than most banks and traditional lenders. In just minutes you can apply for unsecured funding of up to R1,5 million and get access to your funds in 24 hours.

Show less

Working Capital Finance | Get Funded with Lulalend Working

Working capital represents the liquidity of your business. In other words, it is the immediate cash flow available for the day-to-day running of the business. Without working capital, your operations can grind to a sudden halt.


Equipment Financing | Get Funded with Lulalend

Having the necessary equipment is vital to keeping your business operating smoothly. Replacing, upgrading or purchasing equipment for the first time can put a lot of pressure on your cash flow but with the right equipment financing, you can get the assets your business needs without making a dent in your bottom line.


Bridging Fincance | Get Funded with Lulalend

Bridging finance is a form of business finance used to cover immediate costs in the waiting time between a large expected cash flow. The balancing act between what’s coming in and going out can be like walking a tightrope. This can be especially true when you need to purchase expensive items sooner rather than later.


Inventory Finance | Get Funded with Lulalend

For retail businesses, having enough inventory on hand is crucial to ensure your business continues to trade smoothly. This is where business financing like inventory finance and retail capital comes in.


Refinancing | Get Funded with Lulalend

Refinancing can be a helpful way to shift your business’s debt to a better place with the benefit of different, more favourable terms. This can help reduce your monthly repayments and give you some extra breathing room.


Cash Advance | Get Funded with Lulalend

A merchant cash advance is a popular short-term loan option to help businesses manage their operational costs until payments are made by clients. The benefit of this type of short-term business financing is the significant saving on interest.

Financing to suit your business

Industry specific financing