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Type of financing /
Cash flow financing


Get funding, fast.

Cash flow under pressure?

Cash flow financing can be beneficial for your business if you need to fund certain operations within your company, or if you are planning to expand your company. In such cases, cash flow can help cover your costs in the shortterm for investments that you expect a return on in the near future.

Generally, banks make lending decisions based on a combination of factors including your credit history, how much you have invested in the business, the collateral you have to offer, and the profit and cash flow of your business.

When applying with them it can be a fairly timeconsuming process filled with documentation, and still many businesses are turned down.

How to keep the cash flowing into your business

We use other factors that reflect the real business health to determine your qualifications to borrow. When it comes to cash flow financing we concentrate on the cash flow of your business instead of the assets of your business.

We offer ongoing access to cash flow financing that can help you cover routine business expenses. Through our simple, online application process, we look at your business health in real so that you can access the funds you need immediately without all the hoopla that usually comes with the banks.

Accessing small business financing shouldn't be complicated or time consuming, so we developed a way to get you financed for up to R1,500,000 in 24 hours.

Up to R1,500,000 line of credit | Choose a 6 or 12-month term | Qualify in 8-minutes

There's a better way to fund your business

"My Lulalend experience has made lending so easy, as the name suggests. Lulalend has become a financial extension and trusted partner of Insukamini Air - conditioning.The quick access to finance has helped cushion our financial situation when we have needed cash flow or bridging finance.As a team we are proud to be associated with Lulalend."

Meshack Dube, Business owner of Insukaini Air-conditioning

Why Lulalend?

8-minute application process
Unsecured financing
Transparent, flexible terms
Trusted by local SMEs
Access to finance in 24-hours
No long queues or extensive paperwork
Customer-centric service
We say yes more often

Financing to suit your business

Unsecured business financing

Industry specific financing

Get approved for up to R1,500,000 today. No fees, no commitments.