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How does Lulalend’s
financing compare?

We use cutting-edge technology to revolutionise the way small businesses access business financing.

Financing application

Our finance application is quick and easy. No long bank queue or unnecessary paperwork. You can apply for up to R1,5 million in minutes. Show more

Lulalend
Automated, paperless online application.
Traditional
lenders/Banks
Manual form-heavy process.
Cash advance lenders
Manual form-heavy process.
Show less

Approval length

Once you’ve completed your application, you’ll receive a decision within 24 hours. Show more

Lulalend
Receive a decision in 24 hours.
Traditional
lenders/Banks
You can wait days, weeks or even months.
Cash advance lenders
You can wait days, weeks or even months.
Show less

Access to funds

Once your Lulalend application has been approved, you’ll be able to access your funds immediately! Show more

Lulalend
Access your funds within 24 hours or less.
Traditional
lenders/Banks
You can wait days or weeks before funding is released.
Cash advance lenders
You can wait days or weeks before funding is released.
Show less

Collateral

Lulalend offers unsecured business finance. No collateral is needed. Show more

Lulalend
No collateral is needed.
Traditional
lenders/Banks
Collateral has to be provided.
Cash advance lenders
No collateral is needed.
Show less

What our customers are saying

"Lulalend not only made it possible for me to get access to the funding I needed for inventory purchases but their application process was easy and uncomplicated. It is completely online so I could do it from anywhere, at any time, and took me no more than 8 minutes."

Phaedon Gourtsoyannis
Founder of Cape Coffee Beans

"Lulalend took more into consideration than just the type of business. They were willing to lend to our organisation despite IMAS not being your typical business."

Nkosinatho Thela
CEO of IMAS

"If it wasn’t for Lulalend we would have sunk a long time ago because of the bridging gap. We had the turnover and capacity but we couldn’t get from month to month on the cash flow going in and out of the company. I didn’t even think about approaching the banks because they attach everything to your funding. They want surety, so you have to put up things like your house or other assets. I just wasn’t prepared to do that, it puts myself and my family at risk."

Christiaan Servaas De Wet
Business owner at C and G Fine Art

How to apply for Lulalend finance

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R1,5 million line of credit | Choose 6 or 12-month terms | Apply in minutes