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Type of financing /
Inventory financing


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Financing for new stock on demand

Having the resources to keep the right amount of inventory on hand is crucial to keeping your business going. Businesses often need additional working capital during the slow months, or to ramp up inventory for a peak season. Inventory financing is short-term financing so that businesses can purchase stock for sale. This is particularly useful for businesses that have to pay their suppliers in a shorter period of time than it takes them to sell their products to customers.

Inventory financing can help your small business by delivering funding up front to ensure you have sufficient working capital to buy in bulk, prepare for a peak season or take advantage of favourable pricing and supplier discounts.

Inventory financing that's immediate

If you have a strong sales record but are tight on working capital, it can be very difficult to access credit with traditional lenders like the banks. That's why Lulalend has stepped up to offer small businesses a solution to cash flow issues.

Accessing small business financing shouldn't be complicated or time consuming, so we've developed a way to get you financed for up to R1,000,000 in a matter of hours.

Up to R1,000,000 line of credit | Choose a 6 or 12-month term | Qualify in 8-minutes

There's a better way to fund your business

"We really appreciate the funding we received from Lulalend. We started our business 3 years ago with R5000 and are now seeing R19 million in sales per annum.Our first experience with Lulalend was so impressive we have used them several times again to assist us with cash flow as the business keeps expanding quicker than we can anticipate.Their application process with Lulalend is painless and simple which is why we keep coming back to them."

Duncan Matthews, Director of The Cell Store

Why Lulalend?

8-minute application process
Unsecured financing
Transparent, flexible terms
Trusted by local SMEs
Access to finance in 24-hours
No long queues or extensive paperwork
Customer-centric service
We say yes more often

Financing to suit your business

Unsecured business financing

Industry specific financing

Get approved for up to R1,000,000 today. No fees, no commitments.