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Cash Advance

Business funding made for merchants

A merchant cash advance is a popular short-term loan option to help businesses manage their operational costs until payments are made by clients. The benefit of this type of short-term business financing is the significant saving on interest. This is especially true if the lender has no penalty fees for early settlement. There is also usually no collateral required.

When you're facing unexpected expenses like business repairs, or it's business tax season and you need some extra funds, a cash advance can be a helpful financing option.

Another advantage of taking out a merchant cash advance is that this form of business financing is very quick to access, does not require any collateral and can boost your cash flow quickly.


A financing option that won’t mess you around

If you're looking for a quick, easy solution to your working capital needs, a merchant cash advance could be the best financial solution for your business.

Lulalend's quick and easy online application takes minutes to complete, requires no paperwork or collateral and gives you access to up to R1,5 million in as little as 24 hours.

With our hassle-free automated process, you can enjoy easy access to business funding, a flexible repayment solution, and no penalty fees for early settlement. We make it easy so that you can get back to focusing on your business, while we focus on providing the working capital you need to keep growing.

Accessing business funding shouldn’t be complicated or time consuming, which is why we've kept our application simple.

How to apply for Lulalend cash advance

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R1,5 million line of credit | Choose 6 or 12-month terms | Apply in minutes

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

80000
6 months
Total repayment
0
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

There's a better way to fund your business

"“Lulalend not only made it possible for me to get access to the funding I needed for inventory purchases but their application process was easy and uncomplicated. It is completely online so I could do it from anywhere at any time and it took me no more than 10 minutes. A response to my application was also remarkably quick and I received the funding I needed within 24 hours – that’s unheard of with traditional lenders.”"

Testimonial image
Phaedon Gourtsoyannis
Founder of Cape Coffee Beans

Why Lulalend?

  • Apply in minutes
  • Transparent, flexible terms
  • Access to finance in 24-hours
  • Customer-centric service
  • Unsecured financing
  • Trusted by local SMEs
  • No long queues or extensive paperwork
  • We say yes more often

Why Lulalend?

  • Apply in minutes
  • Transparent, flexible terms
  • Access to finance in 24-hours
  • Customer-centric service
  • Unsecured financing
  • Trusted by local SMEs
  • No long queues or extensive paperwork
  • We say yes more often