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Type of financing /
Working capital finance


Get funding, fast.

Make your working capital work for you

Working capital gives you the finance you need to keep your business moving. However, it's challenging for businesses to get this type of funding from traditional lenders because they typically require extensive collateral or other equity.

Lulalend offers unsecured working capital finance to purchase inventory and supplies, hire new staff, expand your location, market your business, or take advantage of a new business opportunity that could help you grow.

Access working capital and transform your business

Working capital is one of the easiest ways to harness the potential of your business and is a great solution for businesses that are small or simply in a period of low cash flow.

We offer quick, easy, ongoing access to working capital that can help you cover routine business expenses. Our simple, 8 - minute online application process looks at your business data in real time to determine your affordability.

Up to R1,500,000 line of credit | Choose a 6 or 12-month term | Qualify in 8-minutes

There's a better way to fund your business

"In the manufacturing industry you often sit in between projects with this lull, so for us cash flow is a huge challenge. Just to get funding or capital as a small business owner is almost impossible. If it wasn't for Lulalend we would have sunk a long time ago because of the bridging gap. We had the turnover and capacity but we couldn't get from month to month on the cash flow going in and out of the company."

Christiaan Servaas de Wet, Business owner at C and G Fine Art

Why Lulalend?

8-minute application process
Unsecured financing
Transparent, flexible terms
Trusted by local SMEs
Access to finance in 24-hours
No long queues or extensive paperwork
Customer-centric service
We say yes more often

Financing to suit your business

Unsecured business financing

Industry specific financing

Get approved for up to R1,500,000 today. No fees, no commitments.