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We move as fast as your business. Apply today with absolutely no upfront obligations and get access to between R10,000 and R5,000,000.

Lulalend Fast and Simple Application Icon

Fast & simple application

Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

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We say yes more

Using the latest technology, we make decisions based on your real business performance.

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Completely flexible

Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

South Africa's Only Online Provider of Business Funding

One of a kind

We are South Africa's only online provider of business funding, with expertise in the highest level of security.


How it works


Apply online

Apply online for free. We just need some basic details about you and your business and aim to get you approved in minutes.

Or call us on 087 250 0014 and we can assist you in getting your application underway.


Receive your decision

You will be provided a decision in minutes – no paperwork, no waiting, no obligation.

Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.


Get funded

Business funding of R10,000 to R5,000,000 - we aim to have the funds in your bank account within 24 hours.

Repay in standard installments over 6 months. Or choose to pay early with no penalty fee!

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

6 months
Total repayment
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.