Lulalend.
Your Friends
In Funding.

Fast & Easy Finance For Your Business

We move as fast as your business. Apply today with absolutely no commitment and get access to R20,000 – R1,500,000

Fast & Simple Application

Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

Lulalend small business funding says yes more often

We Say 'Yes' More

Using the latest technology, we make decisions based on your real business performance.

Completely Flexible

Repay as soon as you like and save. No early repayment fees, ever!

South Africa's Only Online Provider of Business Funding

We are experts in what we do and provide the highest level of security.

How it works

Apply online

Apply online for free. We just need some basic details about you and your business and aim to get you approved in minutes.

Or call us on 087 943 2381 and we can assist you in getting your application underway.

Apply online at Lulalend Small Business Funding - Step 2

Receive your decision

You will be provided a decision in minutes – no paperwork, no waiting, no commitment.

Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.

Apply online at Lulalend Small Business Funding - Step 3

Get funded

Business funding of R20,000 to R1,500,000 - we aim to have the funds in your bank account within 24 hours.

Repay in standard installments over 6 months. Or choose to pay early with no penalty fee!

Tell me more

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back ¹⁄₆^th or ¹⁄₁₂^th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

Which Plan?

6 month

12 month

How much do you need?

80000

Repay in

6 months

Total repayment

No additional costs

Month	Capital payment	Cost *	Monthly payment due
1	0	0	0
2	0	0	0
3	0	0	0
4	0	0	0
5	0	0	0
6	0	0	0
7	0	0	0
8	0	0	0
9	0	0	0
10	0	0	0
11	0	0	0
12	0	0	0
Total	0	0	0

* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

It's really difficult to get access to funding for small businesses. We tend to go to banks first, where you have to fill out a 60 page bible. I came across Lulalend. It's a very quick process, within 24 hours you have your funding.

The biggest challenge we face is access to cash. What Lulalend has enabled me to do is take that worry about cash flow away. And that has changed my life and really made my business run smoothly.

Get approved for up to R1,500,000 today. No fees, no commitments.