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Type of financing /
Business financing


Get funding, fast.

Business financing for your specific needs

Most entrepreneurs who start their own business will need financing from outside sources from time to time. You need cash for essentials like inventory, payroll, equipment and marketing. Rather than dipping into your profits, business financing can cover your costs while keeping your cash flow intact.

This kind of financing can be extremely beneficial during a growth period, to smooth fluctuating cash flow or to prepare for a busy season. If you are considering borrowing money for your business, consider how you will use the funds. If you know that taking the funds will put you in a position to pay it back quickly, then small business financing is a great option.

Quick financing for the busy business owner

While traditional lenders typically take weeks and sometimes even months to approve a loan, Lulalend can get you capital in as little as a few hours. Accessing business financing shouldn't be complicated or time consuming, so we developed a way to get you financed for up to R1,500,000 in 24 hours through our quick online process.

Up to R1,500,000 line of credit | Choose a 6 or 12-month term | Qualify in 8-minutes

There's a better way to fund your business

"In the manufacturing industry you often sit in between projects with this lull, so for us cash flow is a huge challenge. Just to get funding or capital as a small business owner is almost impossible. If it wasn't for Lulalend we would have sunk a long time ago because of the bridging gap. We had the turnover and capacity but we couldn't get from month to month on the cash flow going in and out of the company."

Christiaan Servaas de Wet, Business owner at C and G Fine Art

Why Lulalend?

8-minute application process
Unsecured financing
Transparent, flexible terms
Trusted by local SMEs
Access to finance in 24-hours
No long queues or extensive paperwork
Customer-centric service
We say yes more often

Financing to suit your business

Unsecured business financing

Industry specific financing

Get approved for up to R1,500,000 today. No fees, no commitments.